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Supplemental Insurance | Medicare Advantage
Health Insurance | Estate Planning | Annuities
Simplifying Medicare for You
Get Personalized Support with your Insurance Needs
Learn More About Your Coverage Options
Your needs are unique, and so is your situation. I’m dedicated to understanding you personally to ensure you receive coverage and support tailored to your lifestyle.
Medicare Advantage
As part of the Medicare program, Medicare Advantage plans offer comprehensive healthcare options. These may cover prescriptions, hospital stays, doctor visits, skilled nursing, and additional medical services.
Medicare Supplement
Medicare Supplement (Medigap) insurance, offered by private companies, helps cover certain healthcare expenses that Original Medicare doesn’t pay for, such as copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is a federal program that helps cover the cost of both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Good dental care is an essential part of overall well-being. Having dental coverage helps protect the health of your teeth and gums.
Annuities
Planning for the future is an important part of financial well-being. Annuities can provide a steady income and added security for your retirement years.
Retirement Planning
Planning for retirement is an important step toward long-term security. With the right strategy, you can enjoy peace of mind and the lifestyle you’ve worked hard to achieve.
ABOUT Noel Ruiz INSURANCE AGENCY
Trusted Advisors for Your Insurance Needs
Our goal is to provide support and clarity, so you can make confident choices when it comes to your health insurance.
Why Work With Me?
Together, we’ll find the right coverage while maximizing your savings.
My focus is on asking you the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
Work with an agent who brings expertise and insight to every decision.
My goal is to deliver more than just service, and I strive to educate, advise, and support clients with personalized care that safeguards their future.
What Our Customers Say
I very much enjoyed working with Noel on many projects throughout our time at Florida Blue. He is not only an excellent professional with many years of experience in Sales but a great manager and mentor. Always dedicated to the team thanks to his incredible leadership.
Noel is an exceptional professional in the Medicare Advantage industry. He has remarkable expertise, strategic thinking, and is always committed to excellence.
Noel is a genuine servant leader, fostering collaboration and always leading by example.
He demonstrates great communication skills and support to everyone around him. Moreover, Noel engages extremely well with provider groups, ensuring strong and effective partnerships.
Noel would be a tremendous asset to any organization, bringing knowledge, experience, and a positive attitude that makes a significant impact.
I wholeheartedly endorse Noel, and am confident in continued success.
Noel is as professional as they come. As a manager, he taught me more than anyone else has over my 20 plus years of experience working in the health insurance field. He has integrity, and is tenacious. He treats you not just like an employee but working with him felt like family. He is an amazing mentor. We are blessed to have him in the world!
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This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.
Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.